PayPal Made Wallet Funding Weird Enough for the FCA
The FCA's PayPal wallet probe spotlights who controls checkout when cards, bank accounts, and digital wallets all want to be the front door.
Regulation
The ECB Wants a Digital Euro That Taps Like Visa and Bills Like Sovereignty
The ECB’s new digital euro standards push is really a bid to stop Europe renting payments from Visa, Mastercard, and wallet gatekeepers.
Stablecoin Founders Keep Applying for Bank Charters, Because Apparently the Endgame Was Banking All Along
OCC stablecoin rules and a growing bank-charter queue show crypto’s next act is less anti-bank rebellion, more reserves, audits, and supervision.
The FDIC Just Explained Stablecoins to Banks, and the Answer Is: Fine, but Bring Capital
The FDIC’s April stablecoin proposal shows where fintech is headed: tokenized money can go mainstream, but only under bank-style rules.